Our Portfolio

Esusu and Triple D accounts

Two separate contribution savings products — an Esusu account is not automatically a Triple D account.

Two distinct contribution products

Our services range from the conventional banking products — Savings, Current and Fixed Deposit accounts — to tailor-made products such as CEP/PEP, Triple D and Esusu. Esusu and Triple D are related in spirit but are not the same product, and each is operated on its own terms.

Esusu Account

A group-based contribution savings arrangement rooted in the traditional Esusu practice. Members of a group contribute an agreed amount at agreed intervals, and the pooled contribution is disbursed to members in turn, with the bank providing safe custody, record keeping and oversight.

Group contribution operated by traders, artisans and market associations
Contributions collected at agreed intervals and rotated among members
Records, safekeeping and supervision handled by the bank

Triple D (Daily Deposit) Account

An individual daily contribution savings account for business owners with daily cash inflow. Our account officers collect an agreed daily amount at your shop or office, and your balance stays available for restocking, working capital or personal targets.

Individual account — no group membership required
Daily collection at your business premises by an assigned account officer
Suitable for restocking, working capital and target savings

Contribution amounts, tenure, fees and charges are competitive and confirmed at account opening. Kindly walk into any of our offices to discuss the option that fits your business.

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Our professionalism is second to none.

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Our Services

We have put together products and services tailored to soothe your needs.

PEP

A special group loan scheme of women and female customers of the bank. It provides opportunity for spouse/relative of officers of Nigerian Correctional Service to exhibit their potential and enjoy financial stability in businesses. Customers are encouraged to independently for themselves into a group of five to twenty members of access business empowerment micro loan under PEP. Repayment is weekly for 24 weeks and interest is 3% per month.

Online Transactions

With our view on partnering with some of the world service providers in online banking, we hope to revolutionize banking at the microfinance level. Watch this place!

Fees and charges

Competitive! That's the best word to define our fees and charges. Kindly walk in to discuss with us on your expectations

Financial Services

Our financial services ranges from the conventional banking products; Savings, Current and Fixed deposit account to some tailor-made products- PEP, Triple D, Esusu, etc

Loan Request

This is open to all salary earners. It comes in two forms – Short term and medium term Finance. Short term is available to all personal current account holders but maximum tenure for repayment 6 month while Medium term customer loan is available to all our customers who have domiciled their salary accounts with Nigerian Correctional Service Microfinance Bank Ltd (NCoS MFB Ltd)

I want to save or invest

Interest on our investment opportunities is mouth-watering. We plan carefully to build your confidence and ensure that every steps we take with you is result-driven.